Lenders in Africa and the Middle East circumvent weak digital infrastructure to make progress
Read this article by Sarah Murray in the Financial Times: https://www.ft.com/content/0c6ddd3c-4b36-11e9-bde6-79eaea5acb64
“There’s a lot of potential to reduce transaction costs and increase speed,” says Nicole Van Der Tuin, co-founder and chief executive of First Access, a New York-based software platform for microfinance lenders.
In Uganda, for example, where it is estimated that less than a third of the population has an account at a financial institution, some lenders use First Access software to combine user data with internal records, making it easier to appraise customers and match them with appropriate products. In many African countries, however, weak digital and communications infrastructure and non-standardised processes threatens to hold back a shift towards digital banking.
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