“Big Data is opening doors for financial technology (fintech) firms and other non-microfinance organizations to enter the microfinance sector. The new competition can have a positive impact on MFIs as it pushes them to innovate around “alternative” credit scoring models and to develop mobile-based savings and loan products that can be easily accessed by clients. For example, First Access and Finca have joined to create the world’s largest collaboration of fintech and microfinance.”
https://www.microfinancegateway.org/library/leveraging-big-data-financial-inclusion-opportunities-and-risks
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